Our Partners

Agile Underwriting
Berkley Insurance Australia
Berkshire Hathaway Specialty
Blue Zebra
Brooklyn Underwriting
Chubb Insurance
Clover Insurance
Dawes Insurance
Delta Insurance
Dual Insurance
Hollard Commercial Insurance
Keystone Underwriting
MB Insurance
Solution Underwriting
Vero Insurance
Zurich Insurance

Public & Products Liability Explained

Public & products liability insurance protects businesses from financial losses resulting from claims made by third parties, such as clients or customers, who have suffered injuries or property damage due to your business activities or products. This coverage is essential for businesses to safeguard their assets and ensure financial stability in the face of potential legal claims.

Insurance Tip

Remember, underinsurance can be as risky as having no insurance at all. In the event of a claim, you may find that your insurance coverage is insufficient to cover the financial consequences, which can lead to significant out-of-pocket expenses.

Top Occupations

View our top occupations for Public & Products Liability.


A skilled tradesperson who repairs and maintains homes.


A qualified tradesperson who installs, maintains and repairs electrical systems.


A plumber is a skilled professional who specializes in installing, repairing, and maintaining systems related to water supply, drainage, and plumbing.


We specialise in protecting businesses like yours.

Australia's top businesses trust us for their insurance needs. With industry-specific policies and unmatched customer service, we're here to help safeguard your company's future.




Happy Clients


Property Insured

Santa Ana, California, USA
Claim Example

Public Liability

A customer visiting a retail store slipped on a wet floor and sustained injuries, resulting in medical expenses and lost wages. The customer filed a claim against the store for failing to place warning signs or clean up the spill in a timely manner. The store's public liability insurance covered the legal fees and compensation awarded to the customer.

Frequently Asked Questions

See answers to our most commonly asked questions regarding our insurance services.

An insurance broker represents your interests rather than an insurance company's. We help you understand, manage and reduce your risks by finding the most suitable insurance cover for your needs from a variety of insurers.
We consider the nature of the risk, the type of cover you need, your budget, and your specific requirements. We then compare products from various insurers to find the best fit.
An insurance broker helps you make sense of complex insurance terms and conditions, compare insurance products and prices, and potentially negotiate lower premiums.
Yes, it's important to review and update your insurance policy regularly to ensure it meets your current needs. If your circumstances change, contact us and we'll help you adjust your policy.
Absolutely! Our experienced brokers can help you identify your risks and recommend appropriate coverage options. We're here to guide you through the process and answer any questions you may have.
We accept several payment methods, including bank transfer, cheque, credit card, and debit card. More details are available at the bottom of your invoice.
Yes, many of our insurance products offer the option to spread your payments over 10 or 12 months. Please speak to your broker for more details.
We strive to be transparent about our fees. All potential costs will be outlined in your agreement. If you have any questions or concerns, please feel free to ask your broker.
If you need to make a claim, contact us immediately. We will guide you through the process, help you complete all necessary paperwork, and liaise with the insurance company on your behalf.
The processing time varies depending on the complexity of the claim and the insurer's processes. We strive to get your claim processed as quickly as possible and will keep you updated throughout.